In June I will be 62 and I'll file for my regular social security.
If you redid the papers and got accepted, would that status carry on past 62, until the age when you get FULL benefits from standard SS enrollment?
(65, 67, whatever it is for you.) And would that, as I suspect, be more in the long term than taking permanently reduced benefits at 62 instead of waiting? Would receiving Social Security Disability until you reach full-benefits age be more than what you'd get by starting at 62?
(Factor in those six months of getting something instead of nothing, and assume you live past the full-bennies age unless you have good reason to think you won't. For non-elites 71 or so is a good bet; that the rich can expect to live an average of four years longer is probably not news to you.)If you plan to be here a good long while, I'd guess the hit in later years from filing early in June is worse than the lower amount
(I assume) SSD would get you now. That's information you need to know as you choose your best course. If that's the case, you could be foregoing a lot of money because some idiot burro-crat got you mad. I'd suggest you get revenge instead: make them be crystal-clear on what the 'deficiency' was; satisfy it; push to make them accept the original submission date as the effective start-date
(but don't jeopardize the new claim just to get a couple of extra weeks out of them.)Math can be hard, but Kansassippi-dumb is harder. Dumb isn't something I'd have pegged you as being. If nothing else, I'd want those six checks enough to insist on them. Go get'em!