Instructions for embedding photos into your message:
(the brain dead method!)
1) Write a message
2) Check that you want to preview it
3) Browse for the pic you want to embedd, and then click on it (this assumes it's on your computer!)
4) Post the message
5) Right click on the attachment for the pic at the top of your message, and save the link to your clipboard
6) Click "edit" on your message
7) Click "Image" in the instant UBB code list.

Paste the message pic link from your clipboard into the image instant UBB code.
9) Post the edited message, the pic should be there!