Ahhhhh retirement. Something I hope to manage some day.
Congratulations are indeed due to my dear Christine for many reasons. First, and to me most important, for 20 years of a successful marrige! I think its an amazing thing, and for that alone, I am very happy for you. Secondly, is for your choice to retire. You have certainly paid your dues, and now those payments are finally paying off.

I hope your new life will be everything you have hoped for and more. I also hope that you will from time to time grace us with your presence here. Just as one of our friends who liked to shoot out a funny comment here and there.
::raises his toasting glass:: Heres to many more wonderful years!